Group Loans
Structured for groups of 10–25 members with affordable interest (10% per cycle). Disbursements align with key business seasons.
Collateral Savings
Secure your loan with a savings deposit while earning interest. If a client defaults, KEF can access the pledged amount to recover losses.
Time Deposits
Save a fixed amount and earn 10% annual interest (5% every 6 months). Ideal for long-term savers seeking stable returns.
Group Savings
Designed for group loan members and community groups. Acts as both a savings mechanism and collateral.